Contact Robinson & Stith today to find the best deals on automotive insurance. Our knowledgeable agents will hook you up with the auto insurance plan that fits all of your coverage needs!
Simply click the button to get in touch with on of our friendly representatives about Auto Insurance in New Bern! Scroll down to see what kind of coverage we can get you as well as reviews from our previous customers.
Collision coverage is designed to protect the insured vehicle from the financial burden of repairs or replacement due to damage sustained in a collision, regardless of fault. Whether the insured driver collides with another vehicle, a stationary object, or even flips the car, this coverage steps in to cover the costs. After paying the deductible, the insurance company will cover the remaining expenses to restore the vehicle to its pre-accident condition. Collision coverage is especially important for newer vehicles and can provide peace of mind for drivers who want to protect their investment.
Liability coverage is a fundamental component of auto insurance that financially safeguards the policyholder from the expenses arising from injuries or property damage caused to others in an accident where the insured driver is at fault. It is typically expressed as two separate limits: bodily injury liability limit per person and per accident, as well as a property damage liability limit. This coverage ensures that the injured parties’ medical bills, rehabilitation costs, and property repairs are taken care of, up to the policy’s specified limits, helping the insured driver avoid significant out-of-pocket expenses and potential lawsuits.
Comprehensive coverage provides extensive protection for the insured vehicle against non-collision-related incidents such as theft, vandalism, natural disasters, falling objects, fire, and animal collisions. It offers financial support for repairing or replacing the vehicle up to its actual cash value, minus the deductible. This coverage is valuable for safeguarding against unexpected events that can cause substantial damage, and it is often required if the car is being leased or financed.
Here at Robinson & Stith Insurance, we are proud to serve customers all across eastern North Carolina! Use the list to find the areas in which we provide our expert Insurance services and customer care.