Contact Robinson & Stith today to find the best deals on automotive insurance. Our knowledgeable agents will hook you up with the auto insurance plan that fits all of your coverage needs!
Simply click the button to get in touch with on of our friendly representatives about Auto Insurance in New Bern! Scroll down to see what kind of coverage we can get you as well as reviews from our previous customers.
Collision coverage is designed to protect the insured vehicle from the financial burden of repairs or replacement due to damage sustained in a collision, regardless of fault. Whether the insured driver collides with another vehicle, a stationary object, or even flips the car, this coverage steps in to cover the costs. After paying the deductible, the insurance company will cover the remaining expenses to restore the vehicle to its pre-accident condition. Collision coverage is especially important for newer vehicles and can provide peace of mind for drivers who want to protect their investment.
Liability coverage is a fundamental component of auto insurance that financially safeguards the policyholder from the expenses arising from injuries or property damage caused to others in an accident where the insured driver is at fault. It is typically expressed as two separate limits: bodily injury liability limit per person and per accident, as well as a property damage liability limit. This coverage ensures that the injured parties’ medical bills, rehabilitation costs, and property repairs are taken care of, up to the policy’s specified limits, helping the insured driver avoid significant out-of-pocket expenses and potential lawsuits.
Comprehensive coverage provides extensive protection for the insured vehicle against non-collision-related incidents such as theft, vandalism, natural disasters, falling objects, fire, and animal collisions. It offers financial support for repairing or replacing the vehicle up to its actual cash value, minus the deductible. This coverage is valuable for safeguarding against unexpected events that can cause substantial damage, and it is often required if the car is being leased or financed.
At Robinson & Stith Insurance, we believe in providing comprehensive auto insurance solutions tailored to meet the unique needs of drivers in New Bern, NC, and the surrounding areas. Whether you’re a new driver, have a family car, or drive a high-value vehicle, having the right coverage can offer protection and peace of mind. Here’s a breakdown of the main types of auto insurance coverage and why they’re essential for drivers in coastal areas like New Bern.
Collision coverage is crucial for protecting your car in the event of an accident. It covers damage to your vehicle when it’s involved in a collision with another vehicle, a stationary object, or if the car flips or rolls over.
For residents of New Bern, where coastal roads can become hazardous during storms or heavy tourist traffic, having collision coverage gives you the security you need.
Liability coverage is one of the most critical parts of auto insurance in New Bern. It ensures that if you’re at fault in an accident, you’re not left covering the costs of injuries or property damage caused to others.
Having strong liability coverage is key in protecting yourself from financial strain and ensuring that you can handle any situation that may arise on the road.
Living in New Bern means you have to prepare for more than just accidents on the road. Comprehensive coverage offers protection from damage caused by events beyond your control, such as theft, vandalism, natural disasters, and animal collisions.
Comprehensive coverage offers full protection, ensuring you’re covered no matter what comes your way.
In addition to the essential types of coverage, there are other auto insurance options that can enhance your protection in New Bern, NC.
By customizing your auto insurance policy with these additional coverage options, you can make sure you’re fully protected on the roads.
Here at Robinson & Stith Insurance, we are proud to serve customers all across eastern North Carolina! Use the list to find the areas in which we provide our expert Insurance services and customer care.
Because of you—our incredible clients and community—this achievement wouldn’t be possible. Your trust inspires us every day.
Your protection. Our priority.
