As a homeowner, one of the most important investments you can make is in homeowners insurance. This type of insurance is designed to protect your home and personal property in the event of damage or loss caused by a variety of sources. However, when it comes to specific features of your home, such as garage...Read More

Can You Get a Salvage Title Insured in North Carolina? When a vehicle is deemed a total loss due to damage or theft, it is usually given a salvage title. A salvage title means that the vehicle is no longer considered roadworthy and cannot be legally driven without proper repairs and inspection. However, many people...Read More

What to Do After a Hit and Run? A hit and run accident can be a traumatic experience, both physically and emotionally. It can leave you feeling angry, confused, and overwhelmed, as you try to deal with the consequences of someone else’s reckless behavior. In the event of a hit and run, it’s important to...Read More

What Does Wind Driven Rain Insurance Cover? We have all heard about the damage that can be caused by severe weather.  Severe weather may include things such as tornadoes, wind, hail, rain, hurricanes, and other similar situations.  This weather can cause damage to your property, including your home, car, boat, and more.  Weather is unpredictable,...Read More

What is Actual Cash Value on Boat Insurance? When you’re shopping for boat insurance, there are a lot of different terms that you will hear.  One of the terms you may come across is the  term “actual cash value.” But what does actual cash value mean? This is an important term to know, as it...Read More

Does Boat Insurance Cover Sinking? Even the most seasoned, expert boater may face a situation where their boat sinks.  There are countless situations where a boat may sink for one reason or another.  Of course, like any catastrophic event, it is important to be prepared.  One of the ways to prepare for something like this...Read More

What Happens if a Boat Engine Overheats? When you are out on your boat, the last thing that you want is for something to go wrong with the boat.  One of the common issues that occurs on boats is the engine overheating.  If your boat engine overheats, it’s important to take action immediately to prevent...Read More

Can Heavy Rain Sink a Boat? When it comes to boat safety, many people focus on the dangers of high winds and waves. But what about heavy rain? Can that actually sink a boat?  In short, the answer is yes.  Heavy rain can also cause other damage to your boat, such as wind damage, hail...Read More

Will a Boat Sink Without a Plug? A boat plug, also called a drain plug, is an essential part of keeping your boat from sinking. The plug is located at the back of the boat, near the waterline. When the plug is removed, water can enter the boat and sink it. Other reasons a boat...Read More

How to Prepare for a Hurricane Hurricane season is here, and that means it’s time to start thinking about how you’re going to prepare your home and family for the potential storms. Whether you live in an area that’s at high risk for hurricanes or not, it’s always better to be safe than sorry. That’s...Read More